Additional Policies

Dial Direct offers a number of products to supplement your insurance policy. This allows for a totally comprehensive cover that insures you for almost every eventuality.

Protection Plan

Should you or a family member die Dial Direct offers the Protection Plan which compensates you for such a loss. In addition this cover can be increased to include your domestic worker, your parents and your parent-in -law. Should HIV or Aids be the cause of death this is also covered. Double the compensation is paid should the death be of an accidental nature.

Expo-sure

Expo-sure is another policy Dial Direct offers. This product covers you should you be accidentally exposed to HIV and Aids. It also covers immediate family members It includes such things as blood tests, doctors visits, counseling, treatments and even improvement in security.

Personal Accident

In the event of disablement, death or hospitalisation Personal Accident cover will provide insurance cover.

Mechanical Breakdown

Mechanical breakdown cover refers to insurance cover should you car have mechanical or electrical faults. Under this policy you are able to choose either a higher cover which will incur a higher cost or a lower cover which will incur a lower cost. There are three categories which your vehicle will fall under namely Category A, B, or C. Category A refers to vehicles less than 5 years or 120 000km, category B to less than 8 years or 160 000km and category C which is less than 10 years or 200 000km.

Fix It

The Fix It cover refers compensation for minor damage to you car such as scratches, dents and chips. The size of the dents and scratches is important when determining whether or not the damage falls into the Fix it policy.

Cellphone Insurance

Finally cell phone cover applies to loss or damage to your cellular phone.

In order to make sure that you are entirely covered it is important to consider taking out the above mentioned policies at Dial Direct's affordable rates.